Integrated RESPA/TILA Origination Disclosures

Integrated RESPA/TILA Origination Disclosures

10.18.16
CMC comments on proposed TRID changes...Read More
07.02.15
Are we about to relearn what we learned in 1975 about waiting periods before closing a mortgage loan?...Read More
07.02.15
In response to a proposed 2-month delay in TRID rules, the CMC urges testing and warns of waiting period problems....Read More
11.21.14
Guidance Requests for RESPA / TILA Integrated Disclosures (11-6-14)...Read More
11.10.14
CMC-ICBA Comment on RTI Proposed Amendments (11-10-14)...Read More
11.24.13
CMC comment on CFPB's HOEPA & KBYO proposals, September 2012...Read More
09.10.12
Ms. Monica Jackson Office of the Executive Secretary The Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 Re: Docket No. CFPB-2012-0028 or RIN 3170-AA28...Read More
08.23.12
Part II Bureau of Consumer Financial Protection 12 CFR Parts 1024 and 1026 Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z); Proposed Rule...Read More
04.16.12
April 16, 2012 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, N.W. Washington, DC 20552 Dear Director Cordray: We read with great interest your interview with Kate Davidson in the March 26, 2012, issue of the American Banker, in which you stated, “We want to make sure we get that as right as we can, so we're trying to be careful.”...Read More
01.27.12
The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington DC 20552 January 27, 2012...Read More
12.05.11
Mr. Rajeev Date Special Advisor to the Secretary of the Treasury for the Consumer Financial Protection Bureau 1700 G Street, N.W. Washington, D.C. 20552 Re: Know Before You Owe Prototypes, Round 6...Read More
11.10.11
Rajeev Date Special Advisor to the Secretary of the Treasury for the Consumer Financial Protection Bureau 1700 G Street, N.W. Washington, D.C. 20552 Re: Know Before You Owe Prototypes, Round 5...Read More
11.09.11
Hornbean Disclosure Form...Read More
11.08.11
Ironwood Disclosure Form...Read More
10.31.11
Rajeev Date Special Advisor to the Secretary of the Treasury for the Consumer Financial Protection Bureau 1700 G Street, N.W. Washington, D.C. 20552 Re: Know Before You Owe Prototypes, Round 5...Read More
10.21.11
Pinyon Bank...Read More
10.18.11
Additional page for Federal Disclosures....Read More
10.18.11
Jasmine Home Loans...Read More
10.18.11
Nandina Home Loans...Read More
08.08.11
Mr. Rajeev Date Special Advisor to the Secretary of the Treasury for the Consumer Financial Protection Bureau 1801 L Street, N.W. Washington, D.C. 20036 Re: Know Before You Owe Prototypes, Round 3...Read More
07.12.11
Professor Elizabeth Warren Special Advisor to the Secretary of the Treasury for the Consumer Financial Protection Bureau 1801 L Street, N.W. Washington, D.C. 20036 Re: Know Before You Owe Prototypes, Round 2...Read More
06.28.11
Professor Elizabeth Warren Special Advisor to the Secretary of the Treasury for the Consumer Financial Protection Bureau 1801 L Street, N.W. Washington, D.C. 20036 Re: Know Before You Owe Prototypes...Read More
06.28.11
Pecan Bank...Read More
06.28.11
Dogwood Credit Union...Read More
06.28.11
Redbud Credit Union...Read More
06.28.11
Ficus Bank...Read More
11.10.10
November 10, 2010 The Honorable Timothy F. Geithner Secretary U.S. Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, DC 20220 The Honorable Shaun Donovan Secretary U.S. Department of Housing and Urban Development 451 Seventh Street, SW Washington, DC 20410 The Honorable Ben Bernanke Chairman Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551 Dear Secretary Geithner, Secretary Donovan and Chairman Bernanke: The undersigned trade associations, representing the real estate finance industry, appreciate the Board’s and HUD’s efforts to improve disclosures to mortgage borrowers under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA). At this point, however, Special Advisor to the President Elizabeth Warren and Treasury staff have begun discussions internally and with stakeholders to combine the two disclosures into a single, integrated disclosure, and we understand that effort will be a first priority of the new Bureau of Consumer Financial Protection (Bureau)....Read More